TheFIREPlan

Financial planning for the FIRE community.

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The Future of FIRE Planning

FIRE Retirement
Calculator & Simulator

Take control of your Financial Independence Retire Early journey. Run advanced simulations, compare withdrawal strategies, and chat with our AI advisor — all in one unified dashboard.

Start Planning Free
FIRE retirement planning calculator dashboard showing Monte Carlo simulation projections, portfolio asset allocation, and withdrawal strategy comparison charts

Success Rate

98.4%

Monte Carlo

Stress-test against 10,000 scenarios.

Withdrawal Plans

Compare VPW, G-K, and CAPE.

AI Advisor

Get instant analysis of projections.

Outcomes

Visualize your success probability.

Interactive Live Demo

Educational tool only. Projections are hypothetical estimates based on mathematical assumptions, not guarantees of future performance. This is not financial advice. Consult a qualified professional before making investment decisions.

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PORTFOLIO

Add Account

NET WORTH
$470,000
EST. GROWTH
+$2,400 / mo

Investments

Retirement (401k)
$180,000
VTI650 shares
$120,000
VXUS1,000 shares
$60,000
Taxable Brokerage
$90,000
VOO180 shares
$75,000
BND200 shares
$15,000
Crypto Portfolio
$30,000
BTC0.45 units
$22,000
ETH3.2 units
$8,000

Assets & Liabilities

Primary Residence
$550,000
Mortgage
-$380,000

MONTHLY CASHFLOW

Add Income or Expense

NET SAVINGS
+$2,096/ mo
Savings Rate
25%
Income$8,500
Salary
$8,500
Expenses$6,404
Housing
$3,200
Living Expenses
$3,204
31%TO REGULAR FIRE
$470,000 of $1,500,000

Financial Health

55/100
Healthy savings rate
Small emergency fund
Well-diversified portfolio
Plan is gaining momentum

Savings Rate

25%

Status

HEALTHY

Strategy Insights

EXPENSE TRIM
Cutting 10% of monthly spend shaves 1y 0m off your FIRE timeline.
SAVINGS ACCELERATOR
An extra $314/mo in contributions moves FIRE 1y 0m closer.