TheFIREPlan

Financial planning for the FIRE community.

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TheFIREPlan
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Your numbers. Your pace. Your plan.

Built for theFIRE community.

A free space to plan for financial independence and early retirement. Explore your numbers, try different scenarios, and find a path that works for you.

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Completely free. All planning tools included.

  • Monte Carlo

    Test your plan across 10,000 market scenarios.

  • Withdrawal Plans

    Compare strategies for spending your savings.

  • AI Assistant

    Get instant analysis of projections.

  • Retirement Outlook

    See how often your savings last in simulations.

Take a look around

Explore the dashboard below with sample data. When you’re ready, create a free account to save your own plan.

Educational tool only. Projections are hypothetical estimates based on mathematical assumptions, not guarantees of future performance. This is not financial advice. Consult a qualified professional before making investment decisions.

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PORTFOLIO

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NET WORTH
$470,000
EST. GROWTH
+$2,400 / mo

Investments

Retirement (401k)
$180,000
VTI650 shares
$120,000
VXUS1,000 shares
$60,000
Taxable Brokerage
$90,000
VOO180 shares
$75,000
BND200 shares
$15,000
Crypto Portfolio
$30,000
BTC0.45 units
$22,000
ETH3.2 units
$8,000

Assets & Liabilities

Primary Residence
$550,000
Mortgage
-$380,000

MONTHLY CASHFLOW

Add Income or Expense

NET SAVINGS
+$2,096/ mo
Savings Rate
25%
Income$8,500
Salary
$8,500
Expenses$6,404
Housing
$3,200
Living Expenses
$3,204
31%TO REGULAR FIRE
$470,000 of $1,500,000

Financial Health

55/100
Healthy savings rate
Small emergency fund
Well-diversified portfolio
Plan is gaining momentum

Savings Rate

25%

Status

HEALTHY

Strategy Insights

EXPENSE TRIM
Cutting 10% of monthly spend shaves 1y 0m off your FIRE timeline.
SAVINGS ACCELERATOR
An extra $314/mo in contributions moves FIRE 1y 0m closer.